We help clients structure, negotiate and secure finance across residential, commercial, asset and private lending. Our focus is on finding the right funding solution, improving loan outcomes and helping clients move forward with confidence.
Our 3 Core Elements for Delivering Finance Solutions
Strategy
We take the time to understand the dient's full position, objectives and funding requirements before apprcaching the market. This allows us to structure the application correctly from the beginning and position the deal in the strongest possible way.
Lending
We work across a broad panel of banks, non-bank lenders, private funders and specialist financiers to match each scenario with the most suitable funding option. Whether it is a refinance, purchase, construction loan, asset finance or commercial facity, we focus on finding a solution that fits
Execution
We manage the process from initial assessment through to approval and settlement. Our team handles lender communication, submission strategy, document collection and deal progression to help create a smoother and more efficent finance experience.
Our vision is to become Australia’s premier property acquisition and commercial real estate agency
our company values
client focused
We are committed to full transparency throughout the entire journey. Our mission is to keep you informed and updated every step of the way, ensuring the best possible customer experience.
Integrity
Integrity is at the core of everything we do. Trust is the foundation of our business, shaping how we operate, communicate and deliver results.
Data Driven
We use critical data insights to assess and determine the true value of every opportunity we source.
Entrepreneurial Trifecta
Our approach combines data, insights and action, creating a powerful framework that drives success in everything we do at X Capital.
About XCapital
X Capital is a leading force in commercial off-market property acquisitions in Australia.
We prioritise our clients, taking the time to understand their needs and delivering a tailored experience that helps them achieve their financial goals.
Our mission is to source and secure exclusive off-market opportunities that offer strong returns. Every deal is carefully vetted through our proprietary identification system to ensure its potential.
At X Capital, we uncover the value in commercial properties, giving our clients the best chance to secure high-value investments before they reach the market and face intense competition.
our team
jason wehbe
Founder, Managing Director
Jason is a dedicated real estate specialist. Having attained his real estate license in 2015, Jason has spent the last 10 years understanding the property market.
With a strong background in customer relations, he excels at understanding each client’s unique needs in order to provide tailored solutions. His real estate journey began in 2015, successfully balancing both rugby and real estate and enjoys connecting with clients on a personal level. Jason believes that in order to unlock the potential in any deal, you need to push boundaries.
His philosophy is built on transparency, integrity and personalised experience. Jason is proud to lead a talented team that shares the same level of commitment.
Joseph wehbe
Founder & Business Development Executive
Joseph has been in the construction industry for over 15 years and has developed a deep passion for all aspects of property. His keen eye for opportunities and their potential has made him a trusted resource for many developers. With extensive experience across both the commercial and residential sectors, he has successfully completed over 100 projects.
A natural and resourceful networker, Joseph’s strong work ethic and ability to connect individuals and business owners are highly valued by his clients. His network extends across Australia and internationally, allowing him to facilitate high-level opportunities.
Joseph also has a strong background in sourcing, private equity, and private lending.
andrew elias
Founder, Sales Executive
Property development is in Andrew’s DNA, shaped by generations before him. He began his career straight out of high school, working as a builder in the family business, gaining deep industry insight from an early age.
At 22, Andrew launched his first business, kicking off an entrepreneurial journey marked by growth, adaptability, and success. With expertise in coaching, public speaking, and sales, he has helped hundreds of businesses around the world refine strategies and overcome challenges.
Passionate about systemising processes and enhancing customer experiences, Andrew excels in market strategy and business development, making him a valuable asset to any project.
joshua Wehbe
Head of Finance
Meet Joshua Wehbe, X Capitals head of finance. He brings a client-first approach to the industry, shaped by his strong background in the hospitality sector. Joshua spent years in customer-focused roles, where he developed exceptional skills in listening, clear communication, and understanding each client’s unique needs—skills that now define his approach to finance.
Driven by a passion for property and a desire to make a meaningful impact, Joshua entered the finance industry to help clients navigate the property market. He finds deep purpose in guiding people through one of the most important financial decisions of their lives—home ownership. For Joshua, it’s more than just numbers and transactions; it’s about building lasting relationships and helping clients achieve their dreams. His services are tailored to each individual, making the process not only effective but genuinely rewarding—for both his clients and himself.
We begin with an initial consultation to assess whether our services align with your goals and if we are a good fit for each other.
strategy
Once we’re aligned, we clarify your objectives and define key metrics to guide the process. This helps us ensure that every action taken is purposeful.
teamwork
With the strategy in place, our team gets to work. We collaborate seamlessly, ensuring everyone is aligned and committed to reaching your goals.
hunting
Now that we know what we’re looking for, we dive deep into the market, using our insights and data to find properties that fit the criteria within the timeframes.
conversion
Once we locate the right opportunities, we leverage our negotiation skills to secure the deal and lock down the property.
celebrate
The deal is done. Exchange, settle and of course, we celebrate the successful acquisition with you.
contact our team
If you're ready to work with a team that offers a seamless, data-driven approach to property acquisitions, reach out to us for a free consultation. Let’s find the right opportunities for you.
